There's new housing construction around Missoula, which means people are thinking of taking the plunge into real estate for the first time.
Windermere Real Estate officials say about 52 percent of the Missoula population lives in rented homes or apartments. They say the majority of new developments around town are apartments.
If you're thinking about purchasing your first home, there are programs that can help guide you through the process. The programs offer education and down payment assistance.
"There's actually loan programs out there that can get you close. Rural Development Financing is just a general program," Windermere Real Estate realtor Brint Wahlberg said. "RD allows up to 100 percent financing of a loan."
Wahlberg says there are other programs like NeighborWorks and grant funds that provide down payment assistance.
Wahlberg says if you're a first time home buyer - to research assistance programs.