BOZEMAN, Mont. -

Commissioners approved the Affordable Housing Plan with a vote of three to one at Monday night's meeting.

The plan will increase assistance to home buyers as well as create subsidized apartments and repair existing affordable homes.

The housing plan will also offer incentives and reduce certain fees for builders, in addition to streamlining the application process.

While most commissioners expressed concerns over parts of the plan, they approved it three to one.

"Looking at affordable housing and how we help to make sure that our community has affordable housing is part of our responsibility and, while it's not a perfect plan, I think it's a lot better than where we were and because of that, I'm going to support this," says City Commissioner Cyndy Andrus.

A housing needs study conducted earlier this year indicated the city is in desperate need of low-income apartments and homes.

The study showed over a quarter of homeowners and nearly half of renters in Bozeman would qualify for some form of housing assistance.

To view the Affordable Housing Action Plan, please see the Commission Memorandum.